Categories: siding

Tops Tips on Creating a Budget for Your Siding Project

Your siding provides a critical layer of defense for your home. So when the time finally comes to have it replaced, it’s best to do it sooner rather than later. To ensure that you’ll have enough money to cover the cost of siding replacement, Triangle Home Exteriors — one of the area’s top home exterior remodeling companies — shares a few tips below. 

Determine How Much You Can Afford

Start with how much you can currently afford. Consider your income and expenses, and figure out the amount that you can set aside for your new siding. You can consult local contractors regarding the average cost of siding replacement. They may also be able to offer siding options in different price points so that you can get a general idea of what you can get for certain amounts.

Check Your Home Equity

If you’re thinking of financing your new siding, keep in mind that your home equity will have an impact on your loan amount and interest rate. Your equity basically refers to the difference between the amount you owe on your property and your home’s appraised value. So if you have paid off more of your mortgage, you can expect to get higher equity for your property. The more equity you have in your home, the greater your purchasing power or financial ability to get a new siding.

Many siding contractors are able to offer different financing options, so you might still want to consider these.

Check Your Credit Rating

If you prefer to finance your siding project through a particular financing institution, your credit score would be a crucial factor in determining your eligibility for a home improvement loan. Companies have different scales or scoring systems to calculate your credit score. But generally, they will look into your credit activity and current credit situation in order to determine your credit rating.

Triangle Home Exteriors provides excellent results for various home improvement projects. Our team has experts in siding installation, roof replacement, window replacement, deck construction and more. Call us at (919) 615-1101 or fill out our contact form to request a free quote. We serve customers in Cary, NC, and the surrounding communities.

Mike Lindsey

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